Current Mortgage Rates

Competitive rates updated daily from our network of lenders

Today's Best Rates

Rates as of November 29, 2025

Current Prime Rate

4.45%

Note: Rates shown are insured rates.

For conventional rates please contact us.

Rates are subject to change without notice as the industry fluctuates.

Fixed Rate Mortgages

Term Our Rate Bank Rate Payment*
1 Year 4.09% 5.84% $2,131
2 Years 4.29% 5.14% $2,176
3 Years 3.89% 6.05% $2,087
4 Years 4.09% 5.99% $2,131
5 Years 3.99% 6.09% $2,109
7 Years 4.89% 6.40% $2,313
10 Years 5.24% 6.80% $2,395

Variable Interest Rate Mortgage (VIRM)

Product Our Rate Bank Rate Payment*
VIRM 3.75% 4.85% $2,057

VIRM = Variable Interest Rate Mortgage

VIRM Benefits

  • Lower initial rates
  • Benefit from rate decreases
  • Flexible payment options
  • Convert to fixed anytime

*Monthly payment based on $400,000 mortgage with 25-year amortization

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Special Mortgage Programs

Specialized rates and terms for unique situations

First-Time Buyer Program

Special programs and guidance for first-time homebuyers

  • Special rates and cashback
  • Flexible qualification
  • Expert guidance throughout

Investment Property

Competitive rates for rental properties

  • Rental income considered
  • Multiple property financing
  • Portfolio lending options

Self-Employed

Specialized programs for business owners

  • Stated income options
  • Bank statement programs
  • Flexible documentation

Why Our Rates Are Different

We don't just offer rates - we find the right mortgage solution for your unique situation.

17+ Lenders: Access to more options means better rates
Expert Negotiation: We negotiate on your behalf
No Hidden Fees: Transparent pricing always
Rate Holds: Lock in your rate for up to 120 days
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Rate Hold Guarantee

120

Days to lock in your rate

Protected Rate: If rates go up, you're protected. If rates go down, you get the lower rate.

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